Trust & Reliability
Editorial Summary
Audacity Capital is one of the longer-established names in the space, operating out of London and best known for its Funded Trader Program. It offers funded accounts without a traditional multi-phase profit target on some programs, alongside scaling opportunities for consistent traders.
| Rating | 4.0 / 5 |
| Headquarters | London, United Kingdom |
| Markets | Forex & CFDs |
All trading is conducted in a simulated environment using virtual funds. Figures, rules and offers change frequently—confirm the latest details on the firm’s official site before purchasing.
Audacity Capital: Account Sizes, Challenges, Fees, and Minimum Access Cost
Editorial review by PropInsider-style desk
Audacity Capital, also branded as AudaCity Capital, is a long-running prop-trading-style firm offering CFD-based funded trader programmes through Ability Challenge, Ability One, and FTP / Instant Funding. The firm says its programmes are designed around structured evaluation, risk rules, and access to trading capital rather than normal retail brokerage deposits. Audacity’s site states that its services are for users 18+, and that trading, whether real or simulated, carries significant risk.
This review focuses on the core question: what challenges are available, what account sizes can be purchased, what is the minimum listed fee, and what account size do you get access to?
Quick Verdict
Audacity Capital currently has three main funded-account routes:
| Programme | Challenge style | Account sizes listed | Lowest standard listed fee | Account size accessed |
|---|---|---|---|---|
| Ability Challenge | 2-step evaluation | $5K, $10K, $25K, $50K, $100K, $200K | $49 | $5,000 |
| Ability One | 1-step evaluation | $5K, $10K, $25K, $50K, $100K | $69 | $5,000 |
| FTP / Instant Funding | Instant funding route | $5K, $10K, $25K, $50K | $119 on third-party listing; Audacity’s own page also says “from $199” | $5,000 |
The cheapest standard route shown in the third-party challenge listing is the $5K Ability Challenge at $49, while the lowest discounted listing shown by Prop Firm Match is $36.75 for the same $5K 2-step account. Audacity’s own page also shows promotional pricing on the $5K Ability Challenge, displaying $49 reduced to $42 under a 14% promotion, so live checkout pricing may change depending on the promotion active at the time.
What Audacity Capital Gives Access To
Audacity’s account sizes are not normal deposits. The account size is the trading account allocation associated with the programme. Audacity’s Knowledge Center lists the purchasable sizes by programme: Ability Challenge: $5K–$200K, Ability One: $5K–$100K, and FTP / Instant Funding: $5K–$50K.
Audacity says there are no monthly fees across Ability Challenge, Ability One, or FTP; instead, there is a one-time joining fee based on account size.
1. Ability Challenge — 2-Step Evaluation
The Ability Challenge is Audacity Capital’s two-step evaluation route. It is designed for traders who want the lowest entry cost and larger evaluation accounts. Audacity describes this route as a two-phase process: pass the Challenge phase, then pass Verification, then move to a live/funded account stage.
Ability Challenge rules snapshot
| Rule | Challenge phase | Verification phase | Live account stage |
|---|---|---|---|
| Trading period | Unlimited | Unlimited | Unlimited |
| Minimum trading days | 4 days | 4 days | No minimum |
| Daily loss limit | 7.5% | 5% | 5% |
| Maximum loss | 15% | 10% | 10% |
| Profit target | 10% | 5% | None listed |
| Profit share | Not applicable | Not applicable | Up to 90% |
| News / weekend holding | Allowed | Allowed | Allowed |
| EAs / copy trading | Allowed | Allowed | Allowed |
Audacity’s comparison table lists the 2-step route as 10% then 5% profit targets, 7.5% then 5% daily loss, 15% then 10% max loss, and 4 minimum trading days per phase.
Ability Challenge account sizes and fees
| Ability Challenge account size | Standard listed fee | Discounted listing shown by Prop Firm Match | Account size accessed |
|---|---|---|---|
| $5,000 | $49 | $36.75 | $5,000 |
| $10,000 | $79 | $59.25 | $10,000 |
| $25,000 | $195 | $146.25 | $25,000 |
| $50,000 | $329 | $246.75 | $50,000 |
| $100,000 | $549 | $411.75 | $100,000 |
| $200,000 | $1,049 | $786.75 | $200,000 |
These prices come from Prop Firm Match’s Audacity Capital challenge table, while Audacity’s own page confirms the same programme structure and visible $5K promotional pricing.
Minimum required for Ability Challenge: $49 standard, or $36.75 with the Prop Firm Match discount shown, giving access to the $5,000 2-step Ability Challenge account.
2. Ability One — 1-Step Evaluation
Ability One is Audacity Capital’s 1-step evaluation model. It is designed for traders who want a faster route than the 2-step Ability Challenge. Audacity describes it as a single-phase evaluation where the trader must hit a 10% profit target while staying inside 3% daily loss and 6% maximum loss rules.
Ability One rules snapshot
| Rule | Ability One |
|---|---|
| Evaluation phases | 1 |
| Profit target | 10% |
| Daily loss limit | 3% |
| Maximum loss | 6% static |
| Minimum trading days | Audacity comparison says 4 days; another page section says 3 days |
| Profit share | Up to 90% headline |
| Payout frequency | Bi-weekly in third-party listing |
| News / weekend holding | Allowed |
| EAs / copy trading | Allowed |
One thing to flag: Audacity’s page has a small wording difference. The route comparison table says 4 minimum trading days, while a nearby programme description says 3 minimum trading days for Ability One. For editorial accuracy, PropInsider would treat the live dashboard rules as final before purchase.
Ability One account sizes and fees
| Ability One account size | Standard listed fee | Discounted listing shown by Prop Firm Match | Account size accessed |
|---|---|---|---|
| $5,000 | $69 | $51.75 | $5,000 |
| $10,000 | $99 | $74.25 | $10,000 |
| $25,000 | $249 | $186.75 | $25,000 |
| $50,000 | $399 | $299.25 | $50,000 |
| $100,000 | $699 | $524.25 | $100,000 |
Prop Firm Match lists the 1-step Ability One accounts from $5K to $100K, with a 10% target, 3% daily loss, and 6% max loss.
Minimum required for Ability One: $69 standard, or $51.75 with the discount shown, giving access to the $5,000 1-step Ability One account.
3. FTP / Instant Funding
The FTP / Instant Funding route is Audacity Capital’s no-evaluation model. Audacity describes this as the route for traders who want to skip the evaluation and start directly with an instant funded account. The official comparison table lists FTP with a 10% profit target to unlock withdrawals, 5% daily loss, 10% max loss, 5 minimum trading days, and up to 80% profit share.
FTP / Instant Funding rules snapshot
| Rule | FTP / Instant Funding |
|---|---|
| Evaluation phases | None |
| Profit target | 10% to unlock withdrawals |
| Daily loss limit | 5% |
| Maximum loss | 10% |
| Minimum trading days | 5 |
| Profit share | Up to 80% on Audacity’s comparison table |
| Monthly fees | None |
| Swap / commission notes | Audacity says FTP accounts are swap-free and commission-free |
Audacity’s FTP guide says FTP accounts are swap-free and commission-free, while the main programme page describes FTP as instant funding with no normal evaluation phase.
FTP / Instant Funding account sizes and fees
| FTP / Instant account size | Standard listed fee on Prop Firm Match | Discounted listing shown by Prop Firm Match | Account size accessed |
|---|---|---|---|
| $5,000 | $119 | $89.25 | $5,000 |
| $10,000 | $279 | $209.25 | $10,000 |
| $25,000 | $449 | $336.75 | $25,000 |
| $50,000 | $1,299 | $974.25 | $50,000 |
Prop Firm Match’s detailed Audacity listing shows Instant accounts at $5K, $10K, $25K, and $50K. Audacity’s Knowledge Center also confirms FTP account sizes of $5K, $10K, $25K, and $50K.
Minimum required for FTP / Instant Funding: The lowest third-party listing shows $119 standard, or $89.25 with the discount shown, giving access to the $5,000 FTP / Instant Funding account. However, Audacity’s own main page also states “Entry Fee From $199,” so final checkout pricing should be treated as the authoritative number if there is a difference.
Overall Minimum Cost by Programme
| Programme | Smallest account size | Lowest standard listed fee | Lowest discounted listing shown | Account size accessed |
|---|---|---|---|---|
| Ability Challenge | $5,000 | $49 | $36.75 | $5,000 |
| Ability One | $5,000 | $69 | $51.75 | $5,000 |
| FTP / Instant Funding | $5,000 | $119 on third-party listing; Audacity page says from $199 | $89.25 on third-party listing | $5,000 |
The cheapest overall route shown is the $5K Ability Challenge, with a standard listed fee of $49 and a discounted third-party listing of $36.75. The cheapest 1-step option is $69 for $5K Ability One, while the cheapest instant funding route shown by the third-party table is $119 for $5K FTP / Instant Funding.
Cheapest Way to Access Each Account Size
| Account size | Cheapest listed programme | Lowest standard fee |
|---|---|---|
| $5,000 | Ability Challenge | $49 |
| $10,000 | Ability Challenge | $79 |
| $25,000 | Ability Challenge | $195 |
| $50,000 | Ability Challenge | $329 |
| $100,000 | Ability Challenge | $549 |
| $200,000 | Ability Challenge | $1,049 |
For every overlapping account size, the 2-step Ability Challenge is cheaper than the 1-step and instant funding routes. That is typical of prop-firm pricing: the more evaluation steps required, the lower the entry fee tends to be.
Platforms, Markets, and Trading Conditions
Audacity Capital supports MetaTrader 5 and DXtrade. Its Knowledge Center says both platforms are available, while Prop Firm Match lists Audacity as supporting MT5 and DXTrade.
Audacity’s public page lists tradable markets including forex, indices, gold/commodities, and crypto, while Prop Firm Match lists CFD assets including FX, metals, indices, energy, and crypto.
The firm says there are no monthly fees, and that the one-time joining fee covers data, technology, and administration.
Refund and Eligibility Notes
Audacity’s Knowledge Center says challenge/account fees become non-refundable once trading starts, so traders should verify the programme and rules before opening a trade.
Audacity also says users must be at least 18 years old to participate in its funding programmes. Restricted countries listed by the Knowledge Center include the United States except via DXTrade, Syria, Iran, North Korea, and Venezuela.
Strengths
Audacity Capital’s biggest strength is the variety of routes. Traders can choose the cheaper 2-step Ability Challenge, the faster 1-step Ability One, or the no-evaluation FTP / Instant Funding model.
The second strength is that Audacity uses static drawdown language on its programme page. Static drawdown is generally easier to understand than trailing drawdown because the loss floor does not move upward as profits grow. Audacity specifically highlights static drawdown as a reason to choose its funded trader programme.
The third strength is that news trading, weekend holding, EAs, and copy trading are described as allowed, subject to prohibited-strategy rules.
Weaknesses and Risks
The first weakness is pricing clarity. Audacity’s own public page shows dynamic promotional pricing and broad “from” pricing, while Prop Firm Match gives a more complete challenge-by-challenge table. Because these figures can differ, the final checkout screen should be treated as the final source of truth.
The second weakness is rule variation across programmes. Ability Challenge, Ability One, and FTP all have different daily loss limits, max loss limits, profit targets, and profit-share structures. A trader comparing only the account size could miss the real risk in the rules.
The third weakness is that this is still high-risk CFD-style trading. Audacity’s legal disclaimer says trading, real or simulated, carries significant risk and hypothetical performance does not predict actual results.
PropInsider Editorial Verdict
Audacity Capital offers a clear three-route structure:
Ability Challenge is the value route. It starts at $49 for a $5K account, or $36.75 with the third-party discount shown, and goes up to $200K. It is the cheapest path across all overlapping account sizes, but it requires passing two phases.
Ability One is the faster evaluation route. It starts at $69 for a $5K account, or $51.75 with the discount shown, and goes up to $100K. It has a single 10% target, but the drawdown limits are tighter at 3% daily and 6% max.
FTP / Instant Funding is the skip-the-evaluation route. It starts from $119 on the third-party listing for a $5K account, though Audacity’s own page also says FTP entry fees start from $199, so checkout verification matters. It goes up to $50K and is the most expensive route because it removes the normal evaluation phase.
Overall, Audacity Capital is strongest for traders comparing multiple funding styles under one brand: 2-step, 1-step, and instant funding. The cheapest way to access Audacity is the $5K Ability Challenge, while the simplest structure is FTP / Instant Funding. The key editorial warning is that headline account size should not be the only comparison point. Drawdown, refund rules, payout conditions, and final checkout pricing matter more than the number printed on the account.