Funded Trading Plus is not trying to look like the cheapest firm in the space. Its pitch is more about structure: fast access to rewards, multiple account routes, and scaling that can reach serious size if traders prove consistency.

The important thing to understand upfront is that all trading is simulated. Funded Trading Plus states that its programs use simulated funds and simulated-live accounts, not real client capital or live market trading. That matters, because “funded” here means access to a simulated trading program with real-world reward potential, not a brokerage account.

Profit Split: Starts Lower Than The Headline Suggests

Funded Trading Plus advertises profit splits of up to 100%, but the standard split on its current program documentation is generally 80%.

On some accounts, traders can buy an add-on to start at 90%. The route to 100% appears to be performance-based rather than automatic, meaning the best split is available, but not necessarily from day one.

So the headline number is real, but traders should not assume they are buying a 100% split account by default. For most users, the practical starting point is 80%, or 90% if they pay for the upgrade.

Rewards: Fast, But Still Reviewed

This is where Funded Trading Plus is strongest.

On the 1-Step Express and Instant programs, traders can request a withdrawal as soon as they are in profit on the simulated-live account, with a $50 minimum. After that, requests can be made every 7 days.

The 2-Step Classic works differently. Traders can request their first withdrawal 10 calendar days after account creation, then every 10 days after that, provided the account meets the relevant rules, including the consistency requirement.

Withdrawal requests are reviewed by the accounts or risk team. If a request is flagged for risk review, processing can take 5–7 business days.

Challenge Models: Simple, But Not Identical

Funded Trading Plus currently offers several routes, including Instant Funding, 1-Step Express, and 2-Step Classic.

The 1-Step Express has a 10% profit target, 4% daily drawdown, and 6% relative maximum drawdown. It allows overnight and weekend holding, has no stop-loss requirement, and no time limit, although activity rules still apply.

The Instant Program removes the challenge phase but comes with its own trade-off: 6% daily drawdown, 6% relative maximum drawdown, and no weekend holding. Positions must be closed by Friday afternoon or the system may close them automatically.

The 2-Step Classic adds more structure, including withdrawal eligibility rules and a 50% consistency requirement before rewards.

Scaling: Big Ceiling, But Risk Review Matters

Funded Trading Plus promotes scaling up to $5 million, but scaling is not automatic. Program rules differ, and scaling requests are subject to risk review.

For the 1-Step Express, the documented scaling target is 10% simulated profit on the upgraded FT+ Trader simulated-live account. You cannot request scaling while still on the challenge account, and profits from previous levels do not count toward the next one.

That makes the scaling plan meaningful, but not effortless. You have to keep performing after funding.

The Rules That Deserve Attention

The biggest thing traders should watch is discretion around risk. Funded Trading Plus can require a risk interview before approving pass, fail, or withdrawal outcomes. If that interview is not completed satisfactorily, the firm may take action.

This does not mean payouts are unreliable. It means traders should avoid anything that looks like rule-shopping, reckless sizing, or gaming the system.

The Verdict

Funded Trading Plus is best suited to traders who want quick reward access and clear simulated-account pathways rather than a cheap, bare-bones challenge.

The upside is strong: fast withdrawal eligibility, weekly reward potential, no time limit on some challenges, and serious scaling potential. The catch is that the best headline features are conditional. The 100% split is not the standard starting point, scaling requires proof, and withdrawals can be reviewed.

Bottom line: a solid, established firm for traders who want flexibility and are comfortable trading under risk review. Just read the exact rules for your chosen program before buying, because Instant, 1-Step, and 2-Step accounts are not the same product.