Soar Funding
Overview
Soar Funding is a modern prop trading firm built on principles of transparency, accessibility and straightforward trader support. The company was founded by Tom Bird and Ben Barker, two industry figures known for their trading expertise and long-standing presence in the retail trading community. Their combined experience in trading, education and financial operations shaped a firm whose mission centers on lowering entry barriers and providing traders with fair, clearly defined evaluation paths.
The idea for Soar Funding emerged from their shared observation that many traders were excluded from traditional prop evaluations due to high upfront costs and overly complex rule frameworks. In response, they introduced a simplified challenge model and a Buy Now Pay Later structure that allows traders to begin with minimal financial commitment. The firm’s philosophy focuses on offering genuine opportunities grounded in transparent rules, sustainable growth conditions and an environment where traders can perform without unnecessary restrictions or ambiguity.
| Trustpilot | 4.3 ★★★★☆ (Excellent) |
| Established | 2025 |
| Headquarters | United Kingdom |
| Challenge Types | Two-Step Challenge • One-Step Challenge • Buy Now Pay Later (1-Step) |
| Account Sizes | $10,000 • $25,000 • $50,000 • $100,000 • $200,000 |
| Maximum Allocation | Up to $300,000 |
| Profit Split | Up to 100% |
| Payout Frequency | Weekly or bi-weekly |
| Trading Platforms | Platform 5 • Match Trader |
| Instruments | FX • Commodities • Indices • Metals • Crypto |
| Allowed Strategies | EAs • Scalping • Manual Trading • Swing Trading • Position Trading • News Trading • Hedging |
| Time Limits / Minimum Days | No time limits • No minimum trading days |
| Max Drawdown | 6% trailing (BNPL) • 8% static (1-Step & 2-Step) |
| Daily Drawdown | 3% or 4% depending on challenge type |
| Profit Target | 8%–10% depending on model |
| Evaluation Phases | One-Step or Two-Step |
Soar Funding operates on a model built around clarity, accessibility and trader-focused practices.
The firm avoids unnecessary complexity and opaque rules, emphasizing simple drawdown structures, fair pricing, and accessible entry pathways. Its philosophy is shaped around three core principles:
- Accessibility
- Transparency
- Trader Development
These principles guide how the company designs its challenges, structures payouts and supports traders throughout the evaluation and funding stages.
Soar Funding is headquartered in the United Kingdom and operates with a distributed team that spans multiple regions, including Europe and Africa. The firm partners with established technology providers to deliver reliable execution across Platform 5 and Match Trader, and its model includes flexible entry mechanisms such as the Buy Now Pay Later option, designed to lower financial barriers for new traders. Through its streamlined approach, Soar Funding aims to provide a clean, consistent and supportive environment for traders who value simplicity and fairness in proprietary trading.
Challenge Structure and Account Options
| Category | One-Step Challenge | Two-Step Challenge | Buy Now Pay Later (1-Step) |
|---|---|---|---|
| Cost (10K example) | $90 | $80 | $20 upfront + $60 on pass |
| Account Sizes | $10K • $25K • $50K • $100K • $200K | $10K • $25K • $50K • $100K • $200K | $10K • $25K • $50K • $100K |
| Total Duration | Unlimited | Unlimited | Unlimited |
| Leverage | 1:30 / 1:50 | 1:30 / 1:50 | 1:30 / 1:50 |
| Hold Over Weekend | Yes | Yes | Yes |
| Profit Split | 100% | 100% | 80% |
| Minimum Withdrawal | $50 | $50 | $50 |
| Profit Target | 10% | 8% (Phase 1) / 6% (Phase 2) | 8% |
| Maximum Daily Loss | 3% | 4% | 3% |
| Maximum Total Loss | 8% | 8% | 6% (Trailing) |
| Minimum Trading Days | None | None | None |
| Inactivity Rule | 30 days | 30 days | 30 days |
| Consistency Rule | — | — | 25% |
| Maximum Positions | Unlimited | Unlimited | Unlimited |
Allowed Strategies
Expert Advisors (EAs) and Automated Trading
Soar Funding allows traders to use Expert Advisors, algorithmic systems and trading bots in every challenge type. The firm supports automated trading as long as the strategy behaves normally under real market conditions. Therefore, traders can operate fully automated systems, hybrid methods or custom-coded bots without restrictions on style. What matters is that the system does not attempt to exploit latency, incorrect pricing or technical vulnerabilities.
Scalping
Scalping is also welcomed. Traders can open and close positions within seconds, and Soar Funding places no minimum hold time or pacing requirements on fast execution. However, if the activity resembles latency exploitation or infrastructure abuse, the firm may review it. In most cases, legitimate high-speed trading is acceptable, especially when supported by responsible risk management.
News Trading
News trading is permitted as well. Soar Funding does not apply blackout windows around economic releases, and traders may participate freely in high-impact events. Even so, the firm encourages traders to avoid excessive leverage spikes or execution patterns that appear designed to exploit abnormal volatility. When performed responsibly, both discretionary and automated news trading fit comfortably within the evaluation rules.
Manual, Swing & Position Trading
All discretionary trading styles are supported. Traders may hold positions overnight and across weekends, since holding periods are unrestricted across challenge types. This flexibility allows swing and position traders to follow multi-day or multi-week structures without facing artificial deadlines or forced exit conditions.
Hedging Within a Single Account
Soar Funding also permits hedging inside a single account. Traders can open both long and short positions on the same instrument when the intent is part of a genuine strategy. As a result, hedging remains acceptable as long as it does not attempt to manipulate drawdown calculations or distort account performance.
Restrictions
High-Frequency Trading (HFT) and Tick Scalping
Soar Funding prohibits any strategy that relies on ultra-fast execution or micro-latency advantages. Although traders may use fast systems, the firm draws a clear line when the speed of execution becomes the strategy itself rather than a tool. When order placement attempts to exploit server delay or abnormal tick behavior, the activity falls outside acceptable trading practice. As a result, HFT-style models and tick scalping are not allowed.
Arbitrage Strategies
The firm also restricts all forms of arbitrage. This includes latency arbitrage, triangular arbitrage, statistical arbitrage and any method that seeks to profit from pricing discrepancies rather than market direction. Since these techniques target infrastructure gaps instead of genuine market behavior, Soar Funding considers them incompatible with a fair evaluation environment.
System Exploits
Exploiting platform errors, delayed feeds or unusual execution behavior is not permitted. From Soar Funding’s perspective, these conditions compromise the integrity of the evaluation. Therefore, traders are expected to report abnormal behavior rather than capitalize on it. Any attempt to benefit from technical faults may lead to an immediate account violation.
Copy Trading and Account Sharing
Copy trading, account mirroring and the sharing of login credentials are also disallowed. When two or more accounts display identical patterns, Soar Funding treats the activity as coordinated trading rather than independent decision-making. Because evaluations are designed to assess individual skill, the firm requires each account to reflect the work of a single trader.
Martingale and Recovery Trading
Soar Funding restricts strategies that escalate position size aggressively after losses. Techniques such as martingale and recovery systems introduce disproportionate risk and undermine long-term consistency. Consequently, any approach that increases lot size to chase losses, or multiplies exposure in an attempt to recover quickly, is considered a violation.
Cross-Account Hedging
Hedging remains allowed inside one account, yet it becomes prohibited when traders coordinate opposing positions across multiple accounts. This practice artificially reduces risk and conflicts with the purpose of the evaluation. For that reason, Soar Funding treats cross-account hedging as a form of circumvention rather than a legitimate hedge.
Gambling-Style Exposure and All-In Behavior
The firm also restricts oversized, high-risk trades that resemble gambling. A single trade that consumes an unusually large share of available margin signals an approach focused on chance rather than skill. Since Soar Funding promotes disciplined risk management, it views all-in strategies as incompatible with sustainable trading.
Reckless Challenge Cycling
Finally, the repeated purchase of challenges with the intent to trade recklessly violates the spirit of skill-based evaluation. When traders treat challenges as low-probability lottery attempts, they step outside the structured environment Soar Funding aims to maintain. The firm encourages calculated progression rather than challenge spamming or careless evaluation attempts.
Reputation and Trustpilot Reviews
SOAR Funding currently maintains a Trustpilot rating of 4.3 out of 5.
| ★★★★★ | 27 |
| ★★★★ | 1 |
| ★★★ | 0 |
| ★★ | 0 |
| ★ | 4 |
In essence, the feedback surrounding Soar Funding reflects two distinct trader experiences, shaped directly by how closely each trader follows the firm’s rules and evaluation structure.
Traders who approach the challenges with discipline and remain consistent with Soar Funding’s outlined conditions often report a smooth and supportive experience. For them, the platform delivers on its core promises: accessible entry costs, responsive support and a payout system that functions as expected. These traders emphasize that the rules are clear, the execution stable and the evaluations manageable when approached with a structured mindset.
Conversely, the negative reviews come almost entirely from traders who run into issues with the firm’s risk parameters or consistency requirements—particularly within the BNPL model. When traders exceed drawdown limits or overlook specific rules, the evaluation ends abruptly. From their perspective, this enforcement can feel rigid or unforgiving, especially when they interpret the rules as overly strict or not fully understood. As a result, some users view the platform less as a collaborative partner and more as a framework that penalizes aggressive or unstructured trading styles.
Therefore, Soar Funding functions as a clear filter. It rewards traders who operate within its parameters and show consistency, while it naturally excludes those whose strategies fall outside the boundaries of controlled risk.
This model is not inherently negative. The firm publishes its rules openly, and the distinctions in user experience reflect the difference between structured and unstructured trading approaches rather than inconsistent enforcement.
Verdict
Soar Funding offers a disciplined and accessible prop trading environment centered on clear rules and sustainable risk management. The platform supports a wide range of strategies, including scalping, automated systems, discretionary trading, swing trading and news trading, while firmly prohibiting abusive practices such as arbitrage, HFT, account sharing and oversized “all-in” exposure. Its combination of unlimited duration, flexible challenge types and transparent conditions makes it a suitable option for traders who value structure and consistency.
Overall, Soar Funding is best suited for traders who thrive within well-defined boundaries and appreciate a straightforward evaluation model. Those seeking high leverage, loose enforcement or more experimental trading conditions may find the firm restrictive. However, disciplined traders benefit from a stable environment, accessible entry costs and a rule set designed to support long-term development rather than short-term risk-taking.
Disclaimer: The content presented herein is for informational purposes only. While efforts have been made to ensure the accuracy of the information, no guarantees are made regarding its completeness, reliability or suitability for any particular purpose. Before making any financial decisions, we strongly advise seeking guidance from a qualified professional.



